Sunday, August 2, 2009

Why Do We Need A Federal Insurance Exchange?

A reasonable question to ask is why the country needs a Federal Insurance Exchange as part of Health Care reform? Coupled with a government plan option does anyone seriously suggest there could be a level playing field for private insurers? Would CIGNA and AETNA & Wellpoint agree they would be on a level laying field with United Healthcare when United Health Care ran the Insurance exchange and dictated what benefits were required while monitoring their quality and selecting vendors to assist consumers in navigating their health options? Yeah, that would work.
The simple facts are that the Federal Government has done a very poor job in communicating Medicare & Medicaid benefits and cost options. Anyone else spend hours selecting a Medicare Part D drug plan for themself or a family member by calling Medicare or perusing I rest my case.