Thanks Congress. I appreciate the 40% tax you just placed on my Loratadine. Americans are just discovering that beginning in 2011 they can no longer pay for OTC meds with their HSA. Since Americans take many medicines including OTC every day it has been accurately estimated that this provision of Obamacare will raise costs to the tune of 40% for many Americans. There is an excellent discussion of this subject here.
I am an independent Health and Welfare Consultant and a Principal at Employee Benefit Resources which I joined in 2004.I spent 8 1/2 years at UNUM and 4 years at Liberty Mutual in employee benefit sales roles and 6 years at CIGNA in Sales and Management Roles including Profit & Loss reponsibility as Market Manager for over $150,000,000 in Revenue.In 2003 I was CIGNA's National Account Sales Representative of the Year in the 10,000+ life market. I have deep expertise in employee benefits and consultative problem solving skills honed by working with accounts like HP, EDS, United Space Alliance, Continental Airlines and many others. I have worked with all National and Regional Consulting and Brokerage Firms and our firm and philosophy is different by design. I am in the top 5% of consultants worldwide for Gerson Lehman Group which provides subject matter expertise to institutional investors and management consulting firms. I work with small business, middle-market and national account firms up to 30,000 employees today located across the US. I have been married for 20 years, have two children and reside in Houston, TX.