Consider the difficulty of gaining approval for SSDI or SSI benefits today. Its hard. You have to hire an attorney familiar with the intricacy of the bureaucratic Social Security system and pay them a percentage of your award to get approved. Failure to do so will result in a bureaucrat who will take advantage of your innocence to deny and delay the benefits you are "entitled to". FICA is after all a finite resource. It takes years to get approval in some cases and the SS administration rations through denial and delays. Many people just give up. Yet, this is the very future Americans can expect from ObamaCare with respect to their Health Care. How has SSDI worked out for America. The "trust fund " is bankrupt as a tidal wave of baby boomers hits the ages of 50-60 when disability and healthcare utilization rates are highest. The next time a liberal tells you how great ObamaCare is ask them if we can expect billboards on buses for attorneys assisting citizens in obtaining benefits that were promised to them like SSDI requires today.
I am an independent Health and Welfare Consultant and a Principal at Employee Benefit Resources which I joined in 2004.I spent 8 1/2 years at UNUM and 4 years at Liberty Mutual in employee benefit sales roles and 6 years at CIGNA in Sales and Management Roles including Profit & Loss reponsibility as Market Manager for over $150,000,000 in Revenue.In 2003 I was CIGNA's National Account Sales Representative of the Year in the 10,000+ life market. I have deep expertise in employee benefits and consultative problem solving skills honed by working with accounts like HP, EDS, United Space Alliance, Continental Airlines and many others. I have worked with all National and Regional Consulting and Brokerage Firms and our firm and philosophy is different by design. I am in the top 5% of consultants worldwide for Gerson Lehman Group which provides subject matter expertise to institutional investors and management consulting firms. I work with small business, middle-market and national account firms up to 30,000 employees today located across the US. I have been married for 20 years, have two children and reside in Houston, TX.